Services
If you’re looking for a seasoned and trusted apartment insurance specialist, then Top Floor Insurance should be your first pick.
With decades of multifamily insurance expertise, we have a commitment to getting you the coverage you need for the price you can afford. When you partner with us, you are guaranteed the quickest service, a personal customer experience, and access to the latest markets available for your portfolio.
Coverages
Commercial Property
- 100% Full Replacement Cost
- Special Form
- Loss of Rental Income and Extra Expense
- Ordinance or Law
- Flood & Earthquake
- Boiler and Machinery
- Master Policies or Bifurcated Portfolios
Umbrella/Excess Liability
- $1M-$100M limits
Hired and Non-owned Automobile
- $1M limit
Commercial General Liability
- $1M per occurrence
- $2M general aggregate
- Products and completed operations
- Personal and advertising injury
Optional Coverages
- Workers Compensation
- Crime/Employee dishonesty/Fidelity bond
- Employment practices liability
- Directors and Officers liability
- Errors and Omissions coverage
- Cyber liability
- Fiduciary bond
- Terrorism
DISCLAIMER: The abbreviated outlines of coverages used throughout this proposal are not intended to express any legal opinion as to the nature of coverage. They are only visuals to a basic understanding of coverages. Please read your policy for specific details of coverages.
Education
Are the terms above making your head spin? Our CEO Jim Wade believes that owners deserve to know exactly what coverages they are getting for their money. If you need a little guidance, check out the videos below on pertinent topics like Valuations, Common Industry Terms and How to Compare Two Insurance Proposals.
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